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Ch. 392 / 1000

My Spending Is Refunded 100x, But Only If I Spend It on Others • Season 4: The Sect Campus Job Fair & 36 Ancient Sects

Chapter 392: Auditing the Lombard-Vane Swiss Dark-Bank Trail

Early access · free on March 26, 2027Loading chapter…

Inside the central financial war room of the Golden Karma Yacht, moored at the Cloud-Spring Valley Shipyard in Taichu Sanctuary Valley, twelve massive spirit-turbines hummed on standby.

Outside the reinforced viewports, the mist-wreathed peaks of the Kunlun and Cloud-Spring ridges gleamed under the night sky, while orbital satellite feeds linked the vessel’s command core to every financial capital on Earth.

Across the war room table, the glow of holographic screens cast blue and green light across Su Wan’s face.

Shen Qiaoqiao sat beside her, clicking rapidly through layers of encrypted corporate registries on three separate laptops. Behind them, six top financial auditors from the Ministry of Commerce were rubbing their bloodshot eyes, surrounded by empty porcelain coffee mugs.

“It’s an iron labyrinth,” Shen Qiaoqiao said, tossing her pencil onto the glass desk with frustration. “The Lombard-Vane Private Bank is not a standard commercial lender. It is a closed aristocratic trust incorporated in Geneva in 1842. Under Swiss banking secrecy laws and private treaty exemptions, their internal account ledgers are completely immune to standard international subpoenas.”

Su Wan pulled up an organizational tree that resembled a tangled ball of barbed wire.

“Look at their capital pipeline,” Su Wan explained, pointing a slender finger at the screen. “Our fifty billion dollars of humanitarian funds were originally distributed across thirty European accounts. When Baron Victor Julian von Lombard-Vane filed his fraudulent injunction, he didn’t just freeze the money. Within four minutes, his legal team initiated a provisional seizure order.”

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