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Ch. 820 / 1000

My Spending Is Refunded 100x, But Only If I Spend It on Others • Season 9: The 0%-Interest Galactic Benevolence Bank

Chapter 820: The Foreclosed Peach Orchard & The Auction Trap

Early access · free on October 26, 2027Loading chapter…

Down in Bullion Plaza, a flock of cosmic pigeons fluttered across the marble flagstones, leaving a fresh trail of white droppings.

Former Vice-President Jin Bao sniffled through his bruised nose. He shuffled across the stones, his neon-yellow debtor vest flapping in the evening breeze. Every time his stiff plastic broom scraped the marble, the heavy black letters across his back shimmered in the twilight:

[PERMANENT DEBT SLAVE: 50 TRILLION CRYSTALS OVERDUE.]

“Move it, broom boy!” a junior merchant called out, tossing an empty nut shell onto the ground. “You missed a spot by the fountain!”

Jin Bao ground his teeth until his jaw ached. He bent his back, sweeping the nut shell into his dustpan with trembling, powerless hands. Only twenty-four hours ago, he had been the master of Vault #1. Now, even apprentice tea-peddlers treated him like a doormat.

Near the plaza fountain, Qin Haoran stood with his arms crossed, wearing a bright pink morality coach sash over his silver robes.

“Posture, Jin Bao! Posture!” Qin Haoran barked, tapping the broom handle with a ruler. “Do not slouch like a boiled turnip! Sincere repentance requires an upright spine! When you sweep away a pigeon dropping, you are sweeping away greed from your karmic soul! Smile while you sweep!”

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